We currently only support linking your US bank account for setting up deposits. We recommend linking a Checking account rather than a Savings account to avoid potential transfer reversals. Savings and Money Market accounts are subject to regulations that limit the the number of transactions per month, so please check with your bank to be sure your account supports ACH transfers.

1. Go to your Settings.
2. Select Bank Accounts.
3. Select Connect new bank account.
4. Search for and select the logo and name of your institution.
5. You'll be prompted to provide the credentials associated with your bank login. (We never store this information; we only use it to do a one-time authentication.)
6. Once this is complete, you can begin to use your bank account with Circle Invest. Your deposits will be available instantly up to $10k per week.

Note: if you receive the message “Error: Please disable the added/extra security placed on the account,” you’ll need to either disable the 2-step verification set on the bank account or contact your bank to make sure there isn’t a problem with your online banking profile.

If you are unable to find your bank after searching for the name of the bank, select Exit. The app will prompt you to “Add bank manually” using the routing and account number of your bank account

Once you input that information, we will send two small deposits to your bank account. Those deposits will take 1-4 business days to reach your bank. You will need to know the amounts of those two deposits, which can be found on your bank statement. If you do not have online banking access, you will need to contact your bank to ask them for those two amounts. Once those deposits arrive, you will be able to verify that bank account.

Go to Settings > Bank Accounts and click on the bank account that you would like to verify. You will be prompted to enter the two deposit amounts. Since we ask for the amounts in cents, you would just enter "50" if one of the small verification deposits was $0.50. Once verified accurately, Circle will withdraw the total of those two amounts from that same bank account, and your bank account will be successfully linked.

Note: linking your bank manually on Circle Invest will disable our Instant Deposit feature. Your deposits will take 1-4 days business days to clear before you can make purchases on Circle Invest.